Friday, November 14, 2008

More Cereal

Just a couple more things to add to the budget for this month. Feel free to skip over the post if you want. I know most probably don't care about my budget, but I've learned that keeping it on here helps me to keep better track of where the money is going on how much I have spent for the month. Every helpful, especially when I am using a combination of cash and my debit card.

Cub 11-12-08
10 GM cereal
1 Chocolate milk-Simple supper
-5 $1/2 GM coupons
-$4.50 off milk
-3 $5 OYNO coupons
Total $4.69 -$3.30 for Simple Supper milk=$1.39
Received 3 $5 OYNO, and 1 Free milk -for simple supper

Cub 11-13-08
Rotisserie Chicken $6.91

Rainbow
2 Grands Biscuits $.98
Roundy's 24oz cottage cheese $2.50
-1 $1/1 Grands IP
Total $2.46

Total Spent $10.76
Total spend this month $70.71
Total left for the month $14.29, $25 gift card at Rainbow and $15 OYNO at Cub.

Tuesday, November 11, 2008

General Mills cereal deal at Cub

I don't think I will be getting a list made this week. I wanted to make sure everyone knew about the cereal deal going on this week at Cub.

If you buy 10 boxes of General Mills cereal, Betty Crocker Fruit snacks or General Mills granola bars you get 3 $5 OYNO coupons plus a coupon for $4.50 off a gallon of milk.

There were about 8 typed of cereal for $2.50 this afternoon in Shakopee. None sale prices ranged from $2.99-$4 plus.

The best way to think about the deal is to look at the price of the cereal and take $1.50 off per box to start with. After this add in any coupons you have. There are many expired $1/2 MF. This means that each box is $2 off the shelf price.

For me, I add in the price of the milk when I am thinking about the cereal. I would be buying the milk anyway so I figure how much the milk would cost me and divide that by 10 boxes of cereal. Usually I get the twin pack at Cub unless another store had milk on sale. No sale this week that I know of so that would be $6.58 for two gallons or ruffly $3.30 per gallon. Divide that by 10 for each box of cereal and you get another $.33 off per box.

I got 10 boxes today. After coupons, $15 OYNO, and deducting the cost of a gallon of milk it worked out to $2.18 for the 10 boxes, or $0.218 per box. I think the size ranged from 10.x oz to 14.x oz. Not very big boxes, but it the larger boxes were almost $2 more so this was the best use of coupons.

Also check out the Pilsbury deal. I think it is listed on the second to last page in the ad. It's buy 10 get $5 OYNO. Makes a good price for cake mix. I haven't looked too hard for coupons on that one. I'll see what I can find on Thursday when I have a little more time.

Cheap cereal

Walmart
Tator Tots $1.98

Cub
8 GM cereal $2.50
2 Coco Puffs $2.99
1 Cream of Wheat $1 (clearance bin)
1 Hefty zip bags $1.29 (clearance bin)
1 Hefty Zip bags $1.89 (clearance bin)
2 Magarine $.75-simple supper
15lb potatoes $7.49-simple supper

-2 $1/1 Hefty
-1 $.20/1 hefty peelie (cashier scanned it even though I told her not to cause I had a better coupon. She wanted to scan the one on the box and my coupon)
-2 $.75/1 Coco Puffs
-$1/1 Total
-$.75/1 Total
-3 $1/2 GM cereal
-$10 OYNO
-3 $5 OYNO
-$1 Holiday bucks
Total OOP $4.94
Received $15 OYNO and 1 Free milk

I'll use the free milk for simple supper. Normally I would pay $6.58 for a two pack so that is $3.30 off my total for a total of $12.29 coming back to me from simple supper

Total spend on these two trips $6.92 -$12.29 for simple supper equals -$5.37
Adding $15 error found while updating checkbook
Total spend this month $59.95
Total left for the month $25.05 $25 gift card at Rainbow and $15 OYNO at Cub.

It's not very often that your budget goes up during the month instead of down. It's a good feeling. I was a little upset I had spent so much on the $30/$15 deal last week and wondering why my math had been off my so much. I knew that I had adjusted and added a few things during my trips, but I had planned to only spend about $25/$35. The $58.xx that I thought I had spent was way more thing I was thinking, but still would have been a good deal. Now I feel better knowing that I was off by $15.

"Bank Error"

Have you ever played Monopoly and gotten the Chance card that says, "Bank Error in Your Favor"?

This evening I found an error in my adding as I was doing the check book. Because of it I'm ending up with $15 more grocery money then I thought I had.

I was updating our checkbook program and found a Cub entry that didn't match up with Wellsfargo. Turns out I had entered the pre-giftcard total into the checkbook, instead of what I had actually spend. During one of the deals the $15 didn't print out so they gave me a gift card. Usually that amount would have come out under the coupons, but on this reciept the giftcard came off after the total.

When adding up how much I spent last week I added in the amount I thought I had spent on the reciept instead of the actual amount. I'll be adding the extra $15 to my budget. Makes me feel a whole lot better because I was wondering how I ended up spending so much. I had planned on $25 for last week so $58.xx after the OYNO coupons seemed really high.